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Mudharabah IA

Premier Mudharabah Account-i (PMA-i) for SME and BB

The Shariah-compliant Investment Account that rewards the Small Medium Enterprise (SME) and Business Banking (BB) customers

Benefits


  • Minimum initial placement of RM2,000
  • No monthly fee.
  • Accountholder will be issued with cheque book.
  • Unlimited withdrawals can be made at the home branch.
  • Potentially earn higher returns. Profit gained from investment are shared between Customers and Bank based on a previously agreed profit sharing ratio. Profits are paid monthly and is subject to balance band or number of withdrawals.
  • Introducer is required*
  • Islamic overdraft facilities (subject to eligibility).
  • Internet banking via Maybank2uBiz and Maybank2E.
  • Wide branch network for counter services.

Click for Product Disclosure Sheet and Terms and Conditions

How to apply


Eligibility:

  • Registered Companies under the customer segment of SME and BB
  • Registered Association/Club/Society

Required documents:

  • Memorandum and Articles of Association certified by the Secretary of the company.
  • Certificate of Incorporation (the original copy must be sighted)
  • Certificate to Commence Business, if public limited companies (the original copy must be sighted)
  • A list of all Directors and Secretary together with their home addresses (Form 49)
  • Resolution of the Board of Directors to open and operate the account (to complete our Form)
  • Other relevant documents upon request by the Bank

    

* Not Protected by PIDM.

* Click here for PIDM's DIS Brochure.

* Click here for List of Insured Deposits

Rates, fees & charges


Indicative Profit Rate (% p.a.)Profit Sharing Ratio InvestorProfit Sharing Ratio Bank
0.15 3 97


*Effective from 16 June 2024 to 15 July 2024

  • Service charge: RM10 per half year, waived for accounts with an average balance of RM1,000 within six (6) months 
  • Early closure of account within 3 months of account opening: RM20.

*Terms and Conditions apply.


Click here to view Investment Account Fund Performance Report (Q1 2016)

Click here to view Investment Account Fund Performance Report (Q2 2016)

Click here to view Investment Account Fund Performance Report (Q3 2016)

Click here to view Investment Account Fund Performance Report (Q4 2016)


Click here to view Investment Account Fund Performance Report (Q1 2017)

Click here to view Investment Account Fund Performance Report (Q2 2017)

Click here to view Investment Account Fund Performance Report (Q3 2017)

Click here to view Investment Account Fund Performance Report (Q4 2017)


Click here to view Investment Account Fund Performance Report (Q1 2018)

Click here to view Investment Account Fund Performance Report (Q2 2018)

Click here to view Investment Account Fund Performance Report (Q3 2018)

Click here to view Investment Account Fund Performance Report (Q4 2018)

 

Click here to view Investment Account Fund Performance Report (Q1 2019)

Click here to view Investment Account Fund Performance Report (Q2 2019)

Click here to view Investment Account Fund Performance Report (Q3 2019)

Click here to view Investment Account Fund Performance Report (Q4 2019)

 

Click here to view Investment Account Fund Performance Report (Q1 2020)

Click here to view Investment Account Fund Performance Report (Q2 2020)

Click here to view Investment Account Fund Performance Report (Q3 2020)

Click here to view Investment Account Fund Performance Report (Q4 2020)


Click here to view Investment Account Fund Performance Report (Q1 2021)

Click here to view Investment Account Fund Performance Report (Q2 2021)

Click here to view Investment Account Fund Performance Report (Q3 2021)

Click here to view Investment Account Fund Performance Report (Q4 2021)


Click here to view Investment Account Fund Performance Report (Q1 2022)

Click here to view Investment Account Fund Performance Report (Q2 2022)

Click here to view Investment Account Fund Performance Report (Q3 2022)

Click here to view Investment Account Fund Performance Report (Q4 2022)


Click here to view Investment Account Fund Performance Report (Q1 2023)

Click here to view Investment Account Fund Performance Report (Q2 2023)

Click here to view Investment Account Fund Performance Report (Q3 2023)

Click here to view Investment Account Fund Performance Report (Q4 2023)

 

Click here to view Investment Account Fund Performance Report (Q1 2024)

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